The Fair and Accurate Credit Transactions Act (FACTA) allows individual consumers free access to their credit reports from each of the nationwide consumer reporting agencies (also known as credit bureaus) for free once every 12 months.
Be aware that every credit bureau will try to up-sell you extra details that are usually unnecessary.
Steps for Obtaining a Free Credit Report
- Visit annualcreditreport.com
- Fill out your information and follow the prompts.
- That's it!
